All about Travel Insurance
All about Travel Insurance is a simple introduction to Travel Insurance highlighting what it is and what it is meant to cover. Further guides are included by way of links to comprehensive and detail articles offering information on what to look for and consider when deciding to purchase cover for your travels.
What is Travel Insurance?
Travel insurance is a plan you purchase that gives you protection against risks and losses that may occur while travelling. Sometimes, these losses can be minor, for example, a delayed suitcase. In other instances, losses can be significant like a last-minute cancellation of a vacation.
A huge benefit of having travel cover is the access to assistance from wherever you are in the world. A good cover will offer access to assistance 24/7 and have available assistance in the language that you require. Assistance may be required in arranging emergency medical treatment or help to replace lost passport. There’s so much more that can happen in a foreign country which you may not have foreseen.
What you need to be aware of when considering Travel Cover
The most important thing you need to be aware of is that benefits of a travel cover vary by plan. It is imperative that you choose a plan that fits your needs. your budget and your travel plans. Travel plan does not cover every possible situation. It covers only specific situations and losses included in the plan and only under the conditions described.
Another thing to bear in mind is that travel insurance is designed to cover situations and events beyond your control and not one that you could easily see coming. For example, if you wait to buy insurance for your travels to the Caribbean after a named hurricane is predicted to hit the island destination, your losses would not be covered.